海洋经济

2015, v.5;No.26(02) 10-17

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海洋灾害保险参与主体利益分配及合理模式研究
Research on the Benefit Distribution among Oceanic Disaster Insurance Participants and the Reasonable Model Thereof

郑慧;俄丽雯;
Zheng Hui;E Liwen;College of Economics, Ocean University of China;

摘要(Abstract):

基于现阶段我国海洋灾害保险现状及存在的问题,在剖析国内外相关经验的基础上,以联盟博弈为分析工具,分析海洋灾害保险潜在参与者政府、商业性保险公司、投保人三者间的利益份额,得出各参与者的核和稳定解Shapley值。据此,探讨我国海洋灾害保险的合理模式,为建立科学的海洋灾害保险机制提供理论参考。
Taking marine disaster insurance as research objects,the paper studied the related experiences of both at home and abroad. Using alliance game,it measured the benefit shares in the potential marine disaster insurance participants of the government,commercial insurance company and policy-holder,and acquired the nucleus and stable Shapley of three participants. As a result,the article discussed the reasonable model for the marine disaster insurance in China,so as to provide theoretical basis for a scientific disaster insurance mechanism.

关键词(KeyWords): 海洋灾害;联盟博弈;利益分配;参与模式
marine disaster;alliance game;benefit distribution;participation model

Abstract:

Keywords:

基金项目(Foundation): 教育部人文社科青年项目[14YJCZH223];; 山东省优秀中青年科学家科研奖励基金[BS2014HZ017];; 国家海洋局软科学项目[B201303009]

作者(Author): 郑慧;俄丽雯;
Zheng Hui;E Liwen;College of Economics, Ocean University of China;

Email:

DOI: 10.19426/j.cnki.cn12-1424/p.2015.02.002

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